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National Home USA

Terms of Service

Effective Date: April 2026

Welcome to National Home USA.

These Terms of Service govern your access to and use of our website, services, and home protection plans.

By using this website or purchasing a protection plan, you agree to these Terms.

Service Overview

National Home USA provides home protection plans designed to help homeowners manage unexpected repair costs involving covered home systems and appliances.

Coverage may include:

  • HVAC Systems
  • Plumbing Systems
  • Electrical Systems
  • Kitchen Appliances
  • Laundry Appliances
  • Water Heaters
  • Garage Door Systems
  • Other eligible covered items depending on your selected plan

Coverage details vary by plan type and eligibility.

Plan Eligibility

Coverage applies only to systems and appliances specifically listed under your selected plan.

Coverage is subject to:

  • Service eligibility review
  • Property verification
  • Plan activation requirements
  • Applicable waiting periods
  • Coverage limitations and exclusions

Coverage typically begins after the applicable waiting period.

Standard waiting period: 30 days from enrollment.

Service Fee

A service fee of $75 applies per approved service request, or the actual repair cost if lower.

This fee is required before dispatching service professionals.

Claims Process

Customers must report issues promptly through our claims support team.

Our process generally includes:

  1. Claim submission
  2. Review and eligibility confirmation
  3. Approval process
  4. Technician dispatch
  5. Repair or replacement resolution

Most standard claims are reviewed within 24–72 hours. Larger repairs may require additional review.

Emergency support is available 24/7.

Repairs and Replacements

Repairs are performed by licensed, bonded, and insured service professionals.

If repair is not practical, replacement options or cash settlement may be provided based on plan terms and administrator approval.

Coverage limits may apply.

Annual coverage limits may be subject to plan terms, including limits up to $5,000 per 12-month period where applicable.

Cancellations and Refunds

Customers may cancel at any time.

Refund terms:

  • Full refund within the first 30 days of enrollment
  • Prorated refund may apply after 30 days

Month-to-month plans may have separate cancellation terms.

Refund eligibility may depend on claim activity and service usage.

Exclusions

Coverage does not apply to:

  • Pre-existing conditions
  • Improper installation
  • Cosmetic defects
  • Secondary damage
  • Abuse, neglect, or misuse
  • Non-covered components
  • Commercial use unless specifically approved

Additional exclusions may apply based on plan selection.

Limitation of Liability

National Home USA is not responsible for indirect, incidental, or consequential damages beyond the obligations specifically outlined in your selected protection plan.

Service availability may vary by region and provider availability.

Contact Information

National Home USA

Email: info@nationalhomeusa.com

Phone: +1(424)-496-4563

Website: https://nationalhomeusa.com

Address:1125 Atlantic Ave Atlantic City, NJ 08401

Updates to Terms

We may update these Terms of Service from time to time. Continued use of our website or services indicates acceptance of the updated Terms.